How Much Bank Balance Do You Need for US Visitor Visa?

We all know that Bank balance plays a crucial part in the case of a successful visa application. When applying for a B1/B2 visa, the first question that pops up in one’s mind is how much bank balance do you need for a US visitor visa?

In reality, a bank balance is not a rigid requirement of a US visitor visa. The US Visa officers don’t care about the bank statement in 90% of the cases. However, potential candidates should always maintain a specific amount of money in their bank. 

I will describe particularly on this topic since many possible candidates have confused regarding US tourist visa bank statement requirements.

Sounds great? Let’s get going.

How much money do you need in my bank account for a US tourist visa?

Generally, the US embassy will never ask you to provide the below documents. Yet we will carry some documents as proof.

So, what is financial proof for a US tourist visa? You can bring the following document for financial proof:

• Bank statement
• Fixed deposits
• Share/Stock certificates
• Mutual funds
• Other long-term investment & Credibility

You can bring all documents, or just one, but it is vital to carry your bank statement. Visa officers rarely ask for it, once in a hundred times maybe. If you are that person, then showing the statement will be beneficial. So, keeping the bank statement ready is necessary.

If you are a service holder, you need to bring the savings/salary account bank statement.

Now, the next question arises, what bank statement to carry if you are a business owner? Company account or personal account?

Well, show that one which has a healthy stable transaction. If you have a personal account and a company account in a bank, carry both. Also, if you have an account in multiple banks, consider carrying the bank statement for all banks.

However, be remindful that you carry statements of those accounts where you do frequent transactions, and show a clear pattern of monthly income, expenses, and disposable income. Having a good balance on those accounts will give you additional benefits.

Next, the prime question is, how much bank balance to show?

This question doesn’t have a particular answer. Moreover, you will not get enough information regarding it by visiting the official website of the US embassy. There is no such requirement that applicants must have this much bank balance in their account.

But still, you have to have some preparation. Some factors need to be kept in mind before maintaining a bank balance, such as.

• Are you visiting the USA alone?
• Cities you are planning to visit
• How many days will you be staying in the USA?
• Are any of your family members going with you?
• What will be your accommodation in the USA during the visit?
• Ticket fare
• Traveling different places
• Transportation in the USA
• Shopping
• Other expenses like eating

Let’s assume that you are a family of 4, and your whole family is traveling with you for 8 days.

Considering the above factors, the estimated amount will be at least $3000-$6000 Remember, this estimation considers cost minimization.

So, in order to visit the USA on a b1/b2 visa, your budget should be a minimum of $3000-6000 for a family of 4 members (also include the cost of airfare into this from your destination to the US).

So, what’s the Minimum bank balance for a US visitor visa?

We recommend showing a minimum of $6000-10000$ in your statement. Moreover, the more you can show, it will be of utmost benefit.

Also, don’t consider keeping the balance in your account before applying for the visa. Such an act will not work if the embassy officer checks your bank statement. In this case, your visa will likely be rejected.

Follow the below tip regarding your bank balance.

• Always keep a steady amount in your bank account. If your bank statement shows that your balance never surpassed less than $6000-$10,000 (or equivalent). It means your financial status is good enough. Also, it indicates you will return to your home country after the visit. So, prepare your bank statement accordingly.

Visa embassy officer matters the below point,

• Your profession
• Your monthly income
• Your previous travel history
• Family status
• Your approach during the interview

With all the above points, they understand that you are eligible for the B1-B2 or visitor visa. These points tell that you have enough income to expense daily costs during the trip. Also, your personal information indicates whether you will return after the trip.

The Visa officer looks for the answer to the below 3 prime questions.

• Do you have a solid income source?
• A valid reason for visiting the USA
• Whether you will return to your home country

Therefore, it would always be best to carry your bank statement. Also, keep at least $10,000 in your bank account. Make sure the balance is steady for a minimum of 6 months.

Still, a bank statement or balance is not the B1/B2 visa judging factor. The US visitor visa application process doesn’t actually work that way. 

Frequently Asked Questions (FAQ)

Do I have to Show Financial Investments?

Showing Financial investments proves that you have ties in your home country. You should show it if you have financial investments such as commercial property, house, land, etc. This way, your financial profile will become strong.

What financial documents do I have to carry in the visa interview?

Visa officers rarely want to look at your financial or other documents. However, it would always be best to carry the below financial papers.

• Attested bank statement
• Your salary slip (for service holders)
• Income per month
• ITR return
• Proof of all your financial or non-financial investments

Summing Up

The US government mentions no specific minimum balance. However, it is essential to demonstrate sufficient funds. The fund will help you cover the expenses, including travel, accommodation, daily living costs, etc.

Consider the duration of stay, planned activities, and personal circumstances while estimating the cost. These considerations will help you make your daily financial requirements easily.

As mentioned, the visa officer may not ask to show the documents. Having the financial papers handy will be helpful.